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The Half Payment Budget Method Explained

The post The Half Payment Budget Method Explained appeared first on Penny Pinchin' Mom.

The half payment budget method might be what you need.  If traditional budgets do not work, you really might want to consider this method instead.     If you do any research, you will find many ways to budget.  However, many times, the options you find do not work for you.  That is why it is … Read More about The Half Payment Budget Method Explained

The post The Half Payment Budget Method Explained appeared first on Penny Pinchin' Mom.

Using Income Share Agreements to Pay for School

woman college student

Many students end up taking out loans to finance the cost of college. As of the first quarter of 2021, Americans collectively held $1.57 trillion in student debt, up $29 billion from the previous quarter. And a significant share of borrowers were struggling with their debt burdens: Just under 6% of total student debt was […]

The post Using Income Share Agreements to Pay for School appeared first on SoFi.

15 Ways Vinegar Is a Secret Health and Beauty Hack

Get rid of greasy hair

Vinegar is not just for the kitchen; it gets grease out of oily hair! Simply shampoo your hair as usual, rinse, then pour ¼ cup vinegar over it and rinse again.

Hair color that lasts and lasts

To preserve that amazing color you got at the salon, rinse your hair regularly with white vinegar to seal the hair cuticle.

Fight foot fungus and odor

Let’s face it: No one likes to talk about it, but foot fungus happens. Before you head to the doctor, give this simple home remedy a try. Soak your feet in white vinegar once a day for a few days. If it doesn’t clear up, it’s time to seek professional help.

A vinegar bath will also help tackle foot odor.

Make your own dry shampoo

Between washes, vinegar can help revive hair. Add 1 teaspoon vinegar to 2 cups water in a spray bottle, and spritz onto your roots.

Bring back beautiful nails

If you have an unsightly nail fungus that makes you want to hide your hands or feet from view, you’ll love this tip. Soak your nails in a mixture of 1 cup vinegar and 2 cups warm water every day for 15 minutes. The acid in the vinegar will attack the fungus, leaving you with lovelier nails.

Take the sting out of jellyfish

The acid in vinegar can soothe the stinging and pain caused by jellyfish venom. Some research has found that it can actually prevent the release of more venom as well.

Be prepared by keeping a small container of vinegar in your beach bag.

Cool sunburned skin

To ease sunburn pain, rub vinegar on the affected area with a cotton ball or soft cloth.

Prevent swimmer’s ear

If you or your children are prone to swimmer’s ear, a bacterial infection of the ear canal, take this precaution when enjoying time in the pool, ocean, or lake: Dab a solution of 1 part vinegar and 5 parts warm water into each ear three times a day. The vinegar will ward off bacteria and keep ears pain-free.

Cheap and easy denture cleanser

Here’s an effective method for cleaning dentures that works just as well as the expensive tablets: Soak them overnight in a solution of one part white vinegar and one part water. The acidity of the vinegar fights tartar buildup and removes stains.

Stop a nosebleed fast!

Just dampen a cotton ball with vinegar and plug the nostril. The acetic acid in the vinegar cauterizes the wound.

Soften cuticles

Prep for manicures and pedicures by soaking your fingers and toes in a bowl of white vinegar for just 5 minutes.

If you plan on applying nail polish, prepping with vinegar may help the polish last longer.

Banish bruises

Are you one of those people who seems to get bruises from every simple brush or bump? You can speed healing of simple bruises with vinegar! It helps dissolve the pooled blood that causes the bruise by enhancing blood flow. Simply soak a cotton ball in vinegar to create a compress and apply to your skin for up to 30 minutes. Gently massage the area as you apply, if it feels comfortable. Use twice a day and rinse after each application.

Cure hiccups in seconds

So many supposed “cures” for hiccups get shared. But the only one many experts stand behind is downing a swig of vinegar. The dosage: Just a teaspoon of any kind of vinegar (though some say apple cider vinegar is more palatable). You can mix it in a bit of water, as needed. Exactly why it works hasn’t been discovered, but it’s suspected that it somehow calms the spasms that bring on hiccups.

Soothe insect bites

Is the itch driving you crazy? Dab the area with a cotton ball soaked in vinegar.

Skip this remedy if you’ve already scratched the area raw. Remember, scratching will only make the itch worse and slow healing.

Enlist to help fight lice

While it won’t get rid of lice on its own, white vinegar can make it much easier to remove those sticky eggs, called nits. Vinegar works by dissolving the sticky solution that secures the lice eggs to your hair. Then you can use a special nit comb to remove nits from the hair. Mix equal parts white vinegar and water, then dip the nit comb into the mixture. Repeat dipping the comb as needed.

Be careful not to get vinegar near the eyes.

NEW Mint Feature Highlight: Transaction Widget on iOS

With the new widget, you can track your spending without even opening the app. It’s customizable and will never show up on your lock screen.

Full Story

The post NEW Mint Feature Highlight: Transaction Widget on iOS appeared first on MintLife Blog.

Money Personality Quiz: Learn How Your Beliefs Affect Your Budget

Take this money personality quiz to learn how your subconscious beliefs about money impact your day-to-day spending decisions.

The post Money Personality Quiz: Learn How Your Beliefs Affect Your Budget appeared first on Discover Bank – Banking Topics Blog.

Dear Penny: My Dad Says I Owe Him $400/Month When He Retires. Is This Fair?

Dear Penny, Within the last year as I’ve learned more about finances, I’ve realized that I grew up in a financially illiterate family, and so did my husband. Both of us grew up with poor but frugal parents, and our frugality has helped us manage so far.  We have a credit card, but we pay […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Take this Quiz to Find Out Which Area of Your Finances to Focus On in the Second Half of the Year

Keeping yourself motivated on this everchanging financial journey can be challenging at times. Life demands, family obligations, and so many competing priorities can quickly push this essential necessity to the very last item on your to-do list. Emotions like fear,…

Full Story

The post Take this Quiz to Find Out Which Area of Your Finances to Focus On in the Second Half of the Year appeared first on MintLife Blog.

Bank of America launches new flat-rate business credit card

If you’re looking for a business credit card with a simple rewards system and no annual fees, the latest offering from Bank of America may be worth looking into.

12 Products That Can Save Money for as Long as You Own Them

Buy reusable versions of these household items, and you won’t have to spend another dime on them for years.

The Best Way to Kill Off Credit Card Debt

To figure out the best way to pay down debt, imagine yourself sailing in a storm-tossed sea and facing one big decision.